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Alternative Credit Scoring Analyst
Builds credit models for people with no traditional credit history
£45k–£90k Fintech-driven
What it involves
Develops scoring models using rent payments, utility bills, mobile phone usage and cash flow data to assess creditworthiness for the billions of people excluded from traditional credit bureaus.
Skills & knowledge needed
Alternative data analysisMachine learningFair lending regulationPythonFinancial inclusion knowledge
Why it's emerging now
Financial inclusion is a major fintech growth market, especially across emerging economies.
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